Agribusiness, Agriculture, Veterinary Medicine, Cassava, Garri, food security, Agritech and the Red Meat Value Chain.
Monday, September 14, 2015
FUNDING AGRICULTURAL BUSINESS.
Farmers just like any other business,may need to lean on a financial arm for support at a point in time.Many farmers dont know the opportunities they have to access these facilities, or how to access them and grow.
Farming is a lucrative venture duly supported by government,financial giants,cooperative bodies and micro finance schemes. Agricultural loans are of various types , can be accessed at various levels and have different amounts as per the size of the project.These loans can be accessed corporately or as individuals,depending on amount involved,most of these loans can only be accessed when the farm has an insurance cover.
Agricultural loans and agricultural insurance are intertwined,you cannot do one without the other; before you try to access the loan make sure you are insured.The basic requirement for the loan are as follows; 1) application form.
2) farm records; showing productivity and profitability.
3) Registration record/licence of farm.
4) account details.
The banks that give out such loans include bank of agriculture, and first bank ,they also require you have an account with them that is operational.
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